Business Valuation · Retirement and succession

Planning to Retire From Your Business?

Knowing what your business is worth today, and what a successor could realistically pay, is the starting point for a retirement plan that works.

What the business is worth today
Options for family, staff or third-party successors
Time to lift value before you step back

Get your next steps Call 0430 545 678

What we do

We value the business and explain what drives the figure, so you can see how much of your retirement it can fund.

We compare how value and timing differ for a sale to family, to staff, or to an outside buyer.

Issues that often complicate the work

Family and staff buyers
Successors inside the business often cannot pay full value upfront. Vendor finance, staged transfers and earn-outs each carry different risks.
Value that depends on you
The more the business relies on you, the less a successor will pay. Reducing that reliance takes time.
Tax and structure
Small business CGT concessions and the entity structure affect what you keep. Your accountant advises on tax; we provide the valuation.
Timing
Most value improvements take one to three years to show in the results.

Our approach

Value the business and identify what is holding the value back.
Model realistic options for family, staff and external buyers.
Recommend practical steps and timing, with your accountant and lawyer.

Principal

Erin Huang, CPA

Principal, Maxwind

Erin is the principal of Maxwind Analytics. Her background combines corporate finance, building and running businesses, and specialist valuation and forensic work.

Maxwind Analytics has advised Melbourne businesses and their advisers since 2020.

About Erin

How the engagement works

EnquiryTell us about the matter by phone or through the enquiry form.
Conflict and scope checkWe confirm we can act independently and agree what needs to be answered.
RecordsYou provide the records we need through a secure link.
Analysis and deliverableWe complete the work and explain the findings before finalising.

Fees and timing

Offered with a clear scope and a fixed fee for the valuation and options review.

Questions people ask

Can an incorrect business valuation cost you the small business CGT concessions?

Yes. One way to qualify for the small business CGT concessions is the $6 million maximum net asset value test. If goodwill or other assets are understated and the true figure exceeds $6 million, you may fail that test, and the concessions could be denied if the ATO reviews it. A supportable valuation protects your position.

Read the full answer

Questions we are often asked

When should I start planning?

Three to five years before you want to step back gives the most options. Two years is a practical minimum if you want to lift value first.

Discuss your retirement plans

A short conversation is usually enough to tell whether we can help and what the work would involve.

Book a discovery call WhatsApp 0493 188 633 Call 0430 545 678